The Swiss loan market

Four Swiss credit banks dominate the consumer credit market.

Although there are other credit banks, the market is dominated by only 4 banks.

  • Cembra Money Bank (ex GE Money Bank, Prokredit)
  • Bank Now (Credit Suisse subsidiary)
  • Cashgate (Raiffeisen Group, cantonal banks, regional banks, Bank Coop and private and commercial banks)
  • Migros Bank

These are divided ca. 90% of the credit market in Switzerland. The remaining 10% are distributed among

  • BCJ(Cantonal Bank)
  • BCGE (Cantonal Bank)
  • BCVS (Cantonal Bank)
  • Eny Finance
  • bobmoney
  • lend ag
  • creditgate24
  • Corner
  • goodfinance

2/3 of the borrowers have their loan in Cembra Money Bank or Bank Now. Thanks to the higher interest rate, these also take the greatest credit risks.

Finding out who grants the best loan terms takes a lot of time and expertise.

So that you can get your money quickly and easily, bestfinance is there for you - we compare numerous credit offers in Switzerland for you - free of charge and without obligation. We help you with the search for a favorable and suitable credit.

For questions and additional information, our credit experts are at your disposal by telephone.

Save article as PDF: The Swiss credit market.pdf

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