Credit card debt - Consolidate credit cards - Repay credit cards

Replace / consolidate credit cards

Are you tired of keeping track of multiple credit card instalments? We have the solution to simplify your finances and optimise your monthly payments! With our help, you can now consolidate and bundle your credit card payments and pay them off in one convenient monthly instalment.

Simplify your finances with credit card payment bundling:

If you have several credit cards and pay different instalments, this can lead to financial confusion. By bundling your credit card payments into a single loan, you can not only keep an overview, but also benefit from more attractive conditions.

How does the summary of your credit card payments work?

By cancelling your credit card instalments and consolidating them into a single credit instalment, you not only create financial clarity, but also reduce your monthly costs. Our experts are on hand to help you through this process and ensure you get the best solutions for your individual financial situation.

The advantages at a glance:

  • Finanzielle Übersichtlichkeit:
    By summarising your credit card payments, you can keep track of your monthly expenditure.
  • More attractive conditions:
    With a single monthly instalment, we offer you better conditions that lead to greater financial ease.
  • Reduce monthly costs:
    Consolidation allows you to reduce your monthly costs, giving you extra money for other expenses or savings goals.

How can you act now?

Click today to Bundle your credit card payments and enjoy a single convenient monthly instalment. Our team is on hand to guide you through the process and offer you the best options for your financial situation.

NEWS: Credit cards Interest rates rise to up to 14%

Recently, some banks have recorded a significant increase in debt interest, particularly for late or incompletely paid credit card bills. This increase occurred after the federal government At the beginning of the year, the maximum interest rate cap was set at 14 per cent. had increased. This change is being used by credit card issuers to charge higher interest rates. One example of this is Swisscard, which is currently sending out emails with the subject "Change of credit card relationship". Customers only find out in the last section of this message that the interest rate will increase from April 2024 will rise from 13 to 14 per cent.

Similar adjustments can also be observed at other banks such as UBS, Coop and Cornèrcard (with Bonouscard). Customers can now expect an interest rate of 14 per cent in the second quarter, if they pay their credit card bill late or only partially compared to the previous amounts.

Credit card debt is like a snowball that keeps growing as it rolls. With high interest rates and low amortisation, they can quickly become a financial burden. It is therefore advisable to avoid them or pay them off as quickly as possible to ensure financial freedom.

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