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Your total interest costs for an amount of CHF .- range between .- (already from 5.9% effective, for homeowners) Loan instalment CHF .- and CHF .- 11.95% (effective) Credit instalment CHF .-, depending on your rating. Note according to law: Lending is prohibited if it leads to over-indebtedness (Art. 3 UWG)

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Frequently asked questions

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BestFinance.ch: Online loans with low instalments for your financial freedom

In today's world, where projects and dreams are often accompanied by financial considerations, a customised loan is often the key to realising your plans. BestFinance.ch makes it easy for you to find your dream loan and benefit from low instalments. This blog post takes you on a journey through the world of online loans and explains why choosing BestFinance.ch can be a smart decision.

The way to your desired loan: simple and convenient

Planning a new project requires not only creativity and commitment, but often also financial resources. BestFinance.ch makes this easier for you by enabling you to find a personal loan on favourable terms. Thanks to the non-binding comparison loan, you have the opportunity to compare the best loan offers with fair conditions.

The special preferential price: Apply for a loan online

Digitalisation has simplified many processes, and this also applies to lending. With BestFinance.ch, you can conveniently apply for a loan online at a special preferential rate. Use the online loan calculator to calculate your instalments and apply directly online.

Short or long? Finding the optimal loan term

An important decision when taking out a loan is the term of the loan. The question of whether a long term is the better option depends on various factors. On the one hand, a long term offers lower monthly instalments, but on the other hand this leads to higher interest payments overall. However, it is not only financial aspects that play a role in this decision.

Consideration of personal life situation and plans

BestFinance.ch advises you to consider your current life situation, income and personal life plans when choosing a loan term. Planning ahead is crucial in order not to restrict your financial room for manoeuvre too much. The following questions can be helpful:

  1. Professional situation: What is the current professional situation and how could it develop in the next two to three years?

  2. Financial security: How is financial security organised for the future? The three-pillar model of old-age provision should play a role here.

  3. Life plans: What life plans influence the financial situation? Are you planning to have children, build or buy a house in the near future?

  4. Risk factors: Can the loan instalments continue to be serviced even in the event of unforeseen circumstances such as unemployment, illness or separation?

Choosing the right loan term is therefore more than just a financial decision - it is an investment in your future. BestFinance.ch is at your side to help you find the ideal loan for your individual situation. Treat yourself to your dream loan with small instalments and put your projects into practice.

 
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