Repay your loan now & save interest
You can pay off existing loans and save up to CHF 1500 in interest per year.
up to CHF 300,000
from 5.9 %
up to 120 months
quick decision
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Repay existing loans and save interest
save interest now and change your loan - More favourable online credit
Get your low-cost redemption loan online now and without complications at bestfinance.ch. Paying off your loan and saving interest has never been so easy. Fast, inexpensive and simple processing is our priority. Determine your credit terms easily with our credit calculator.
Repaying a loan brings advantages
With a loan redemption, or also called rescheduling, we help you to reduce your instalment payments. In this process, all instalment loans are paid off early. You then only pay one bank.
This is easy for you
With our online calculator, you can combine existing instalment loans to find a loan rate that is affordable for you. We are happy to support you in paying off your loans with other banks.
Keep the overview
A loan redemption with us helps you to get a clear overview of your financial situation and reduce interest payments. One single loan, one single contact person as well as almost uniquely favourable conditions will give you a clear overview and full control over your finances.
since 2004
Benefit from our many years of credit experience and professional all-round service. Audited and certified Swiss company with cantonal licence.
Optimal offer
Our credit offers are completely free of charge for you. We take the time and look for you the Optimal credit offer with the best conditions.
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You will receive free and qualified advice from our Credit experts. With us, you are at the forefront, both online and in person, just the way you want it.
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Since 2004, bestfinance.ch has been the reliable and competent partner for loans for its customers and is one of the largest financial service providers in Switzerland.
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FAQ Loan Redemption
Frequently asked questions and answers
According to the Consumer Credit Act (KKG), the repayment of a loan is basically free of charge for you. As a customer, you can therefore terminate your existing consumer loan early at any time without having to pay further instalments. In fact, all providers accept this.
In practice, however, rescheduling or repaying a loan is not completely free of charge. This is because the new lender usually requires a so-called final statement from your current credit institution - and this usually incurs additional costs. Although this does not amount to CHF 1,000 or more, the amount of this compensation is always between CHF 100 and CHF 200, depending on the case. Depending on the provider, this fee is charged as a lump sum to compensate for the final settlement or is based on the amount and term of the current loan or remaining debt.
With the current low interest rates, it is worthwhile to pay off your old loan early.
A loan redemption or rescheduling refers to the repayment of one or more existing loans by concluding a new loan agreement. The remaining debt is taken over by a more favourable loan.
As a rule, the new and cheaper loan is taken out with a new bank.
Repay your loan & save
Further links:
Representative calculation example:
CHF 10,000 12-month term:
The interest (total cost) is between CHF 314 and CHF 625.
Effective interest rate 5.9% - 11.95%
The instalment is between CHF 859 and CHF 886 per month.
No processing fees: CHF 0
Credit terms from 6 -120 months.
The granting of credit is prohibited if it leads to over-indebtedness (art. 3 LCD).