Don't spend more money than you can afford. We would like to point out that Best-Finance plays an active role in preventing young adults from getting into debt. When dealing with money, we recommend the following:
- Get an overview of all your income and expenses
- Create a personal monthly budget with all regular and sporadic expenses such as housing, taxes, insurance, household, health, transportation, leisure, etc. Calculate your monthly surplus. Use our budget calculator at www.best-finance.ch or request a form from us.
- Make provisions in good time for unexpected expenses such as dentist, repairs, buses, rent increases, accidents. It's best to set up an extra account at your bank for this purpose
- Plastic money is convenient. However, use it only within your budget
- Never shop without a plan and without critical examination
- Automate your payment transactions, e.g. direct debit (LSV) for health insurance premiums and telephone bill, standing orders for rent
These measures will help you not to exhaust your financial scope to the full. You can thereby avoid serious financial bottlenecks.
With a clear conscience, you can use bestfinance.ch to fulfil your plans if you:
- Have prepared a realistic budget plan
- Are sure about the benefit of your purchase
- Do not buy too generously, i.e. do not buy anything that you could not save for yourself within the term of the credit agreement.
- Be sure that, in addition to the monthly payment, you still have enough financial leeway to maintain your accustomed standard of living.
- Are aware that monthly installment payments can become a burden as time goes on, because your purchase may lose its novelty appeal over time
Please also note the further links on our homepage www.best-finance.ch. We will be happy to answer any further questions by telephone on the Best Finance Hotline 0848 000 100 (free of charge) or
by email to info@best-finance.ch
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