Favourable credit in Lucerne - Benefit from BestFinance
Your advantages at a glance:
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Fast processing times
Our streamlined processes ensure that you receive a quick response and have your money in your account promptly. -
Flexible term structure
Choose the term and instalment amount so that the monthly charge fits your life situation perfectly. -
Transparent conditions
We do without hidden fees or confusing clauses. With BestFinance, it is always clear what costs are incurred. -
Competent advice
Our team in Lucerne will support you by phone, e-mail or in person.
Why BestFinance in Lucerne?
Are you looking for financing in Lucerne that is available to you quickly and offers fair conditions? Then BestFinance is the right choice. We combine an uncomplicated application process with personalised support - so that you receive your loan without any stress. Whether for a planned purchase, debt restructuring or other projects: With BestFinance you secure top conditions and remain flexible.
As a certified and certified Swiss financial services provider we offer you detailed information as well as fair and uncomplicated credit conditions.
We find the right loan for you
+41 (62) 823 08 03
What characterises BestFinance in Lucerne?
Broad network of lenders
Thanks to our cooperation with various banks, we can find the most favourable offers for you.
Data security & reliability
We attach great importance to the protection of your personal information and use proven encryption technologies.
Simple onlineApplication
Many steps can be completed digitally with us - without losing valuable time.
Watch our credit explanation video...
How to get the loan you want
Your cheap car loan
Do you dream of driving your dream car through the streets? With our cheap car loan, you can fulfil the wish of your sports car, family van or classic car. Your car no longer has to remain just a dream.
Secure your car loan now!
Your low-cost education loan
Do you dream of furthering your education, changing job direction or founding a start-up? Or would you simply like to pursue your hobby and know more in a certain area? there are many different reasons. With the education loan from Best Finance in Zurich, you can make exactly that possible! Learn more about the education loan.
Your low-cost renovation loan
Do you need some new color in your life? Would you like to design and beautify your home according to your personal style? Do you simply need a new coat of paint? What are you waiting for? With our renovation loan you are perfectly equipped! More about the renovation loan
What our customers say
everything went tiptop very fast and serious !!! Happy to work together again.
I recently used the service of Best Finance and I am very satisfied. The process was straightforward and the team was extremely helpful. I would particularly like to thank Mr Dino Ferraro, who dealt with my request efficiently and quickly. I can highly recommend Best Finance! 👍
Thank you to all the Best-finance team and in particular to Mr Pedro Soares who took care of my file efficiently, quickly and with his availability. Thank you
Sono da anni in collaborazione con Best Finance, e posso essere più che soddisfatto del mio interlocutore personale, il Sig. Ferraro. Grazie
Very obliging. Everything went smoothly, although the requirements were changed several times
I would like to thank Mr Soares, he was quick and indeed all that was necessary for me to get the best offer. I recommend Best Finance
Bernard - Lucerne
Nyon
After several inconvenient contacts with various credit companies, Best Finance, through the intermediary of Mr. Soares, accepted my request for credit and I can say that thanks to him, I am out of a very difficult situation. I am eternally grateful to Mr. Soares and admire his great professionalism.
Aarburg
I had a top consultation. The employee has fully committed to my needs. Can only recommend this company. Thank you very much for your commitment.
Fribourg
Le service chez Best Finance est excellent, orienté client. Il porte bien son nom. Monsieur Soares always finds the best solution for the client. Merci pour votre efficacité, votre réactivité et votre professionnalisme ! Bon vent dans les affaires et à bientôt.
Schaffhausen
Good day,
I am completely satisfied with your service and advice. If someone in my circle of acquaintances needs a loan, I will recommend you at any time.
Solothurn
Hello Mr Thaqi, everything is fine, tip top your service! Thank you!
Biberstein
I am a long-time customer of yours. The service is top, fast and unbureaucratic. I have never been disappointed by you. The promises were always kept. I can only recommend you.
Oberentfelden
Since I can really give a Very Good feedback from you, I am pleased.
Competent, good advice and, above all, good cooperation. I can definitely recommend you and your team in Aarau.
Frequently asked questions about credit in Lucerne
Am I only limited to Lucerne?
Our main focus is on Basel and the surrounding area, but we naturally also support customers from other regions.
How long does it take to apply for a loan?
The credit enquiry is completed in just a few minutes. Simply use our Loan calculatorto receive your personalised offer quickly and easily.
How can I submit the required documents?
It's very straightforward - send us your documents in the most convenient way for you: by WhatsApp, e-mail, upload or post. Upon receipt, you will receive the loan agreement for signature.
When will the money be transferred to my account?
After the legally prescribed Cancellation period of 14 days we will transfer the agreed loan amount to your account.
What documents are required?
To apply for a loan, please submit the following documents:
✅ A copy of the front and back of your passport, your ID or your driving licence.
✅ Yours three most recent payslips.
✅ If you have a residence permit, a copy of it.
Depending on the bank, additional documents may be required, e.g. a Health insurance policy or a tenancy agreement.
How high can my loan amount be?
The maximum loan amount depends on your Creditworthiness and your monthly expenses from. Banks calculate the loan instalment based on your income, minus your living expenses and a security surcharge. The remaining amount determines your creditworthiness.
What interest and costs are incurred for a loan in Switzerland?
This depends on various factors, including the bank and your credit rating. A comparison is worthwhile, as interest rates can vary.
Can I redeem an existing loan with a new one?
Yes, you can use your Replace an existing loan with a new one. This is particularly worthwhile if the new loan More favourable interest rates offers. The prerequisite is that your new loan application is successfully checked and approved.
Why should I redeem my loan?
A bill of exchange can help you, Save money. Find an offer with lower interest ratesyou can reduce your monthly instalments.
How can I redeem my loan at a favourable rate?
Compare current interest rates and check the Term and conditions of a new loan. Although a longer term means lower monthly instalments, it can result in higher costs overall.
Can I repay my loan earlier than agreed?
Yes, you can take out your loan at any time. Repay early. This is regulated by law, and you are also entitled to a refund of the unused interest.
Is my partner liable for my loan?
No. As the borrower, you sign the contract alone and are also liable. exclusively yourself for the loan.
Why was my loan application rejected without explanation?
Banks are not obliged to disclose reasons for refusal. This is often because the legal and internal creditworthiness criteria have not been fulfilled. It may be worthwhile to enquire by telephone and request a Own credit check to minimise the risk of rejection.
Enquire now without obligation and secure a favourable loan
Fill out our online enquiry or give us a call. Together we will find the ideal loan for your needs.
Your financial partner
Further reasons in favour of BestFinance
Regional expertise
Our satisfied customers are our top priority. Thanks to the highest SSL security standards, your data is protected at all times.
Numerous satisfied customers
Benefit from our positive references and many years of success.
Modern safety standards
Thanks to the latest SSL encryption, your data remains protected at all times.
Customised solutions
Our customised financial solutions are perfectly tailored to the individual needs of our customers.
Convince yourself of our fast service, fair conditions and personalised support.
Representative calculation example:
CHF 10,000 12-month term:
The interest (total costs) are between CHF 261 and CHF 574.
Effective interest rate 4.9% - 10.95%
The rate is between CHF 855 and CHF 881 per month.
No processing fees: CHF 0
Credit terms from 6 -120 months.
The granting of credit is prohibited if it leads to over-indebtedness (art. 3 LCD).