Cheap loan in Bern - Realise your financial plans with bestfinance.ch
Your advantages at a glance:
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Rapid payout
Thanks to optimised processes, we shorten waiting times and ensure that the money is quickly available in your account after the statutory cancellation period. -
Flexibly customisable terms
Adjust the repayment to your individual possibilities so that the monthly instalments remain comfortable. -
Full transparency
No hidden fees, no small print - with BestFinance you always know what costs will be incurred. -
Friendly expert advice
Our service team will answer your questions by phone, e-mail or in person and support you with every decision.
Are you looking for a favourable loan in Bern?
re you looking for financing in Bern that is affordable, transparent and reliable? Then BestFinance is the right place for you. Thanks to our many years of experience in the credit sector, we can offer you not only attractive interest rates, but also fast processing and personalised advice. Regardless of whether you want to buy a new car, plan a renovation or fulfil another wish - we will accompany you step by step on the way to your dream loan.
As a certified and certified Swiss financial services provider we offer you detailed information as well as fair and uncomplicated credit conditions.
We find the right loan for you
+41 (62) 823 08 03
What characterises BestFinance in Bern?
Versatile banking partners
We cooperate with various credit institutions in order to always be able to present our customers with particularly favourable offers.
Safety & reliability
Your data is optimally protected by modern encryption. We treat all enquiries with absolute discretion.
Simple online process
Save time and effort: most of the formalities can be dealt with from the comfort of your own home, without complicated documentation.
Watch our credit explanation video...
Step by step to your loan
Your cheap car loan
Do you dream of driving your dream car through the streets? With our cheap car loan, you can fulfil the wish of your sports car, family van or classic car. Your car no longer has to remain just a dream.
Secure your car loan now!
Your low-cost education loan
Do you dream of furthering your education, changing job direction or founding a start-up? Or would you simply like to pursue your hobby and know more in a certain area? there are many different reasons. With the education loan from Best Finance in Zurich, you can make exactly that possible! Learn more about the education loan.
Your low-cost renovation loan
Do you need some new color in your life? Would you like to design and beautify your home according to your personal style? Do you simply need a new coat of paint? What are you waiting for? With our renovation loan you are perfectly equipped! More about the renovation loan
What our customers say
everything went tiptop very fast and serious !!! Happy to work together again.
I recently used the service of Best Finance and I am very satisfied. The process was straightforward and the team was extremely helpful. I would particularly like to thank Mr Dino Ferraro, who dealt with my request efficiently and quickly. I can highly recommend Best Finance! 👍
Thank you to all the Best-finance team and in particular to Mr Pedro Soares who took care of my file efficiently, quickly and with his availability. Thank you
Sono da anni in collaborazione con Best Finance, e posso essere più che soddisfatto del mio interlocutore personale, il Sig. Ferraro. Grazie
Very obliging. Everything went smoothly, although the requirements were changed several times
I would like to thank Mr Soares, he was quick and indeed all that was necessary for me to get the best offer. I recommend Best Finance
Bernard - Lucerne
Nyon
After several inconvenient contacts with various credit companies, Best Finance, through the intermediary of Mr. Soares, accepted my request for credit and I can say that thanks to him, I am out of a very difficult situation. I am eternally grateful to Mr. Soares and admire his great professionalism.
Aarburg
I had a top consultation. The employee has fully committed to my needs. Can only recommend this company. Thank you very much for your commitment.
Fribourg
Le service chez Best Finance est excellent, orienté client. Il porte bien son nom. Monsieur Soares always finds the best solution for the client. Merci pour votre efficacité, votre réactivité et votre professionnalisme ! Bon vent dans les affaires et à bientôt.
Schaffhausen
Good day,
I am completely satisfied with your service and advice. If someone in my circle of acquaintances needs a loan, I will recommend you at any time.
Solothurn
Hello Mr Thaqi, everything is fine, tip top your service! Thank you!
Biberstein
I am a long-time customer of yours. The service is top, fast and unbureaucratic. I have never been disappointed by you. The promises were always kept. I can only recommend you.
Oberentfelden
Since I can really give a Very Good feedback from you, I am pleased.
Competent, good advice and, above all, good cooperation. I can definitely recommend you and your team in Aarau.
Answers to frequently asked questions about credit in Bern
Am I only limited to Bern?
Our main focus is on Berne and the surrounding area, but we naturally also support customers from other regions.
How long does it take to apply for a loan?
The credit enquiry is completed in just a few minutes. Simply use our Loan calculatorto receive your personalised offer quickly and easily.
How can I submit the required documents?
It's very straightforward - send us your documents in the most convenient way for you: by WhatsApp, e-mail, upload or post. Upon receipt, you will receive the loan agreement for signature.
When will the money be transferred to my account?
After the legally prescribed Cancellation period of 14 days we will transfer the agreed loan amount to your account.
What documents are required?
To apply for a loan, please submit the following documents:
✅ A copy of the front and back of your passport, your ID or your driving licence.
✅ Yours three most recent payslips.
✅ If you have a residence permit, a copy of it.
Depending on the bank, additional documents may be required, e.g. a Health insurance policy or a tenancy agreement.
How high can my loan amount be?
The maximum loan amount depends on your Creditworthiness and your monthly expenses from. Banks calculate the loan instalment based on your income, minus your living expenses and a security surcharge. The remaining amount determines your creditworthiness.
What interest and costs are incurred for a loan in Switzerland?
This depends on various factors, including the bank and your credit rating. A comparison is worthwhile, as interest rates can vary.
Can I redeem an existing loan with a new one?
Yes, you can use your Replace an existing loan with a new one. This is particularly worthwhile if the new loan More favourable interest rates offers. The prerequisite is that your new loan application is successfully checked and approved.
Why should I redeem my loan?
A bill of exchange can help you, Save money. Find an offer with lower interest ratesyou can reduce your monthly instalments.
How can I redeem my loan at a favourable rate?
Compare current interest rates and check the Term and conditions of a new loan. Although a longer term means lower monthly instalments, it can result in higher costs overall.
Can I repay my loan earlier than agreed?
Yes, you can take out your loan at any time. Repay early. This is regulated by law, and you are also entitled to a refund of the unused interest.
Is my partner liable for my loan?
No. As the borrower, you sign the contract alone and are also liable. exclusively yourself for the loan.
Why was my loan application rejected without explanation?
Banks are not obliged to disclose reasons for refusal. This is often because the legal and internal creditworthiness criteria have not been fulfilled. It may be worthwhile to enquire by telephone and request a Own credit check to minimise the risk of rejection.
Ready for your loan? Enquire now!
Would you like to get started straight away or do you still have questions? Use our online enquiry or contact our expert advisors. Together we will quickly and easily find the right loan for your needs in Bern.
Your financial partner
Further reasons in favour of BestFinance
Regional expertise
We know the market in Bern and are therefore particularly well placed to support you with local financing projects.
Numerous satisfied customers
Benefit from our positive references and many years of success.
Modern safety standards
Thanks to the latest SSL encryption, your data remains protected at all times.
Customised solutions
Our customised financial solutions are perfectly tailored to the individual needs of our customers.
You can rely on short processing times, transparent conditions and expert advice. Make your non-binding enquiry now and secure your favourable loan!
Representative calculation example:
CHF 10,000 12-month term:
The interest (total costs) are between CHF 261 and CHF 574.
Effective interest rate 4.9% - 10.95%
The rate is between CHF 855 and CHF 881 per month.
No processing fees: CHF 0
Credit terms from 6 -120 months.
The granting of credit is prohibited if it leads to over-indebtedness (art. 3 LCD).