Dino Ferraro

To help you find the answer to your question as quickly as possible, we have organized our "Frequently Asked Questions" section by topic.

We require complete documentation so that we can process your loan application without delay and provide you with a suitable loan offer quickly. You should therefore submit all the required documents in full and clearly legible. This is the only way we can optimally check your enquiry and prepare a personalised loan offer for you in the shortest possible time.

By submitting the documents in full, you speed up the entire process and improve your chances of a quick approval. Benefit from short processing times and secure your loan now at the best possible conditions.

The credit assessment is an essential part of every loan and a decisive factor for banks and lenders. But why do scores differ from bank to bank? This blog sheds light on the different approaches that financial institutions use in their scoring and explains how legal, regional and individual factors have an influence.

Borrowing can be a helpful solution for financial bottlenecks or larger investments. However, the question "What requirements do I need for a loan?" is often asked - and rarely answered clearly. In this article, we explain in detail how banks make decisions, which criteria must be met and which special cases exist.

The Swiss loan market is crowded these days and there are more offers than ever. Finding the best loan offer is therefore certainly not easy.

More and more loan providers are aggressively advertising their offers with low interest rates of 4.5 to 9.9 percent. However, an intensive market analysis shows that by no means all customers benefit from these favourable interest rates. In fact, numerous conditions must be met in order to receive even a comparable offer.

Even if you plan your financial affairs with the greatest possible foresight, you may find yourself in a situation that calls for an instalment loan. In the past, customers could only take advantage of the offers of established branch banks in this regard. In the meantime, the financial market has evolved so that taking out an online loan can also be a good choice.

You don't usually make the decision to buy a pool or more modern furniture on your own. Why should it be any different when applying for a personal loan? If you involve your spouse, you have a better chance of implementing your ideas when negotiating terms with your credit institution. However, this approach is only crowned with success if both parties have a regular monthly income.