Dino Ferraro

Quick action required: How to react correctly to a payment order / debt collection !

A forgotten invoice amount or a late payment can lead to unpleasant mail from the debt collection office sooner than you think. But don't panic - with the right knowledge and quick action, you can deal with the situation effectively. Here you can find out how to respond to a payment order and efficiently remove entries in the debt collection register.

Quick action required: How to react correctly to a payment order / debt collection ! read more

Interest rates for loans in Switzerland reach a new high

The financial landscape in Switzerland is facing drastic changes at the turn of the year. From 1 January 2024, borrowers will be faced with an increase in interest rates. At up to 12%, interest rates for loans will reach a new high, which is a direct reaction to rising inflation and the tense economic situation. These developments will not only increase the cost of loans in 2024, but will also lead to a more stringent assessment of creditworthiness

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Inflation and interest rate development make loans more expensive for 2023!

The Swiss National Bank (SNB) has raised the key interest rate. This decision has far-reaching consequences for the Swiss economy. Companies and consumers must be prepared for an increase in credit and mortgage interest rates, which may increase the cost of loans and mortgages. What does this mean for credit banks and ultimately for you as the end customer? If the base rate rises

Inflation and interest rate development make loans more expensive for 2023! read more

Terms for a loan in Switzerland

For each loan application, your personal financial situation, with income and expenditure, is carefully checked to ensure the solvency of the loan. Banks have access to various databases with risk profiles. Only with a good credit rating and low risk will you get a low effective interest rate.

Terms for a loan in Switzerland read more

bestfinance - credit offerers lure at present with decoy offer private credit

Providers are currently luring customers with low interest rates for personal loans

More and more loan providers are aggressively advertising their offers with low interest rates of 4.5 to 9.9 percent. However, an intensive market analysis shows that by no means all customers benefit from these favourable interest rates. In fact, numerous conditions must be met in order to receive even a comparable offer.

Providers are currently luring customers with low interest rates for personal loans read more

bestfinance - Online credit - the favorable alternative to bank credit

Is an online loan the more favourable alternative to a bank loan?

Even if you plan your financial affairs with the greatest possible foresight, you may find yourself in a situation that calls for an instalment loan. In the past, customers could only take advantage of the offers of established branch banks in this regard. In the meantime, the financial market has evolved so that taking out an online loan can also be a good choice.

Is an online loan the more favourable alternative to a bank loan? read more

bestfinance - Improve your credit conditions with income spouse

Improve your loan conditions by borrowing with partners

You don't usually make the decision to buy a pool or more modern furniture on your own. Why should it be any different when applying for a personal loan? If you involve your spouse, you have a better chance of implementing your ideas when negotiating terms with your credit institution. However, this approach is only crowned with success if both parties have a regular monthly income.

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bestfinance - The inexpensive online loan with a quick decision

The inexpensive online loan with a quick decision

More and more people in Switzerland are now conducting their financial transactions on the internet. In addition to managing their own current or savings account, people are also applying for personal loans on the web. From the consumer's point of view, this trend is easy to understand, as they often receive more favourable conditions from financial institutions when applying for a loan on the web.

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bestfinance - With our education loan into your professional future

Invest in your professional future with our education loan

Those who are well versed in their field are highly sought after by employers. This esteem is reflected not only on a personal level, but also in financial terms. Accordingly, the expenses for further education can quickly pay off. Have you already found your ideal in-service training? If, however, obligations to your employers or the high expenses should cause you a stomach ache, we have the optimal solution for your concerns: Our continuing education loan is your discreet, flexible as well as cost-effective option to really get started professionally.

Invest in your professional future with our education loan read more

bestfinance - credit dissolving - credit taking together

Save with our cheap redemption loan

Do you currently have several credit liabilities with different financial institutions and have difficulty keeping track of them? We think there is a solution to your problem. With our flexible personal loan, you can pay off your current loans and combine them into one loan package. Thus, you not only reduce your interest liabilities, but also the homemade administrative chaos is a thing of the past.

Save with our cheap redemption loan read more

bestfinance.ch - Credit risk

How credit scoring affects your loan application

To get an installment loan, it is not enough to meet the budget criteria as well as conditions of the financial institutions. In the last instance, the scoring decides whether your application will be approved or rejected. Once you submit your completed application to a bank, they will calculate your available monthly margin and check your scoring score. Based on these results, it will be decided whether you will be granted a loan.

How credit scoring affects your loan application read more

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