Since 2004, the company has been one of the largest financial service providers in Switzerland, focusing on comprehensive credit financing solutions for self-employed individuals and private persons. The credit platform bestfinance.ch cooperates with all major credit banks and financial institutions. Thus, it is made easy for private credit seekers with a good credit rating to decide on a favorable and suitable bank loan.
Who is behind bestfinance.ch?
In 2004, the company was founded in Aargau and currently consists of founding member Dino Ferraro and Markus Weibel. Since then, the company has developed into one of the leading loan portals in the country. On the loan platform, interested parties have the opportunity to compare the current conditions of the various installment loans with each other. In the evaluation of numerous customer opinions as well as tests, bestfinance.ch always occupied one of the top ranks.
What advantages does this company offer?
Some consumers have certainly had less than pleasant experiences with loans in Switzerland. The main advantage of this portal is that credit seekers receive independent advice from experienced financial experts. This is the only way to select a possible banking institution that will finance the applicant's project or plan. Often, a too low scoring value results in a rejection of the credit application, even if no negative features are apparent and the customer would certainly be able to make the installment payments properly. This is due to the fact that the decision-making process of the banking houses is automated and therefore not very transparent. The situation is different with a personal loan via bestfinance.ch: here, interested parties are assisted by experienced loan experts in locating the ideal source of financing. Essentially, borrowers benefit from the following advantages:
- the request is 100 percent non-binding and free of charge
- simple credit processing and fast feedback of results
- independent loan comparison of several financial providers
- Low interest rates as a result of exclusive banking agreements
- High approval rate due to optimised credit controlling
Are there any positive credit experiences with bestfinance.ch?
In all testimonials, borrowers particularly emphasise the transparent procedure with regard to the credit rating. In addition, the competent customer service is praised, as many questions can be quickly clarified in a personal telephone call.
Is a loan rescheduling possible?
Of course, consumers can redeem their existing installment loans via the bestfinance.ch credit portal. This procedure is recommended if the new personal loan can score with more favorable contract components such as a longer term or lower interest payments. Who decides for a credit redemption, must transmit to the credit advisor of bestfinance.ch all bank data as well as credit balances. This is done with the help of a final statement, which is issued to the customer by the previous bank. The payout amount is then transferred directly to the financial institution. There is no detour via the applicant's account.
What are the credit periods?
This is another point where lenders vary widely. Some limit the loan terms to 60 months, while others grant 84 months. A small part of the money houses even offer contracts with a period of 120 months. The intention of the long contract period is that the personal loans can be repaid more easily with the available income and payment defaults are absent. As interest charges also increase with longer terms, bestfinance.ch recommends that liabilities be repaid quickly.
Are there limits on the amount of credit I can take out?
Loan amounts from CHF 3,000 to CHF 250,000 are possible, although some financial institutions only grant sums of money up to a maximum of CHF 80,000. However, since this financial portal has many years of experience with loans in Switzerland, consumers can also use it to find favourable loans that are above the previously mentioned loan amount.
Conclusion
Since 2004, bestfinance.ch has brokered installment loans with a total value of over 40 million Swiss francs. The reputable company has many years of experience in the areas of credit brokerage as well as financing processing. Another advantage is that the credit portal is a certified and audited provider licensed to broker loans in Switzerland.
Save article as PDF: What credit experiences do borrowers have with bestfinance.ch?.pdf