Migrosbank
Enter your rating for Migrosbank:
(7 votes, average: 3.71 out of 5)
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Lowest interest rate:
4.9 %
Maximum interest rate:
7.9 %
Minimum credit amount:
CHF 5'000.-
Maximum credit amount:
CHF 100,000
Minimum running time:
6 months
Maximum running time:
84 months
minimum age:
20 years
maximum age:
65 years
Additional information for Migros Bank:
additional services:
Residual debt cancellation in the event of death, repayment at any time
Credit type:
Both new contracts and repayments of existing loans and loan increases are offered.
Residence permit:
Swiss citizenship or foreign nationals with a valid B, C permit must have lived in Switzerland for at least 1 year.
Employment relationship:
Regular income from permanent employment without notice of termination. Employment during probationary period not possible. Pensioners not possible. Temporary workers must have worked for the same temporary office for at least 1 year. Minimum net salary: CHF 3,000 per month.
Necessary documents:
- Valid ID - The last 3 monthly invoices - Debt enforcement information
Portrait:
Migros Bank has been offering personal loans since 1983 and has positioned itself with more favourable conditions than its competitors.
Interest rates for personal loans are currently between 4.9% and 7.9%, depending on individual creditworthiness.
Best Finance Comment:
Approval rate:
Approval rate - credit rating segments 90%